What if I don't employ any eligible staff?
On your duties start date or a member of staff’s first day of employment you must work out how much each member of staff earns and how old they are. This will identify what you need to do and who you need to put into a pension scheme.
Any staff who are:
- aged between 22 up to State Pension Age and
- earning more than £10,000 per year, or £833 per month or, £192 per week
...must be put into a pension scheme and you must both pay into it.
If any of your staff fall outside of the above age and earnings criteria then you only need to put them into a pension scheme if they ask.
Whether you have staff to put into a scheme or not, You still have other duties which include writing to all staff individually and completing your declaration of compliance.
Use our online tool to understand the specific duties you have.