The Pensions Regulator

Can a staff member who has been automatically enrolled leave the pension scheme?

Once staff have been enrolled into the pension scheme, they have a period of  one calendar month during which they can ask to leave the scheme (this is known as opting out) and get a full refund of any contributions.

  • The staff member will need to complete an opt out notice to inform you that they wish to leave
  • They can only do this in the opt out period
  • They will receive a refund of any money they have paid in – it’s as if they have never joined

Staff can still choose to leave a pension scheme after the end of the opt out period, but any refunding of contributions will be determined by the rules of the pension scheme.

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