The Pensions Regulator

Can a member of staff reduce their contributions to a pension scheme?

Your member of staff can reduce their contributions. You must both pay a combined minimum amount of 8% of your member of staff's earnings into the scheme. If the total minimum contributions fall below 8%, your member of staff would be ceasing active membership of a qualifying scheme for automatic enrolment purposes. It would then be down to the pension scheme rules as to whether they can stay in the scheme. You will need to assess whether the member of staff needs to be re-enrolled on your subsequent re-enrolment date.

Find out more about the increase in automatic enrolment contributions

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