The Pensions Regulator

Which tasks do I need to carry out if I don’t have staff that need to be put into a pension scheme?

If your staff do not need to be put into a pension scheme, they can still ask to join one. If that happens you must put a pension scheme in place and may have to pay money into it as well. Even if you don’t have any staff to automatically enrol, you’ll still need to complete the following tasks.

You must write to all of your staff to let them know that they have not been put into a scheme but that they can ask to join one.

You must complete your declaration of compliance to let us know that you’ve met your legal duties. For more information, go to complete your declaration of compliance.

If you have staff aged between 22 up to state pension age, you’ll need to check each time you pay them whether their earnings are over £192 a week (£833 a month). If their earnings are over this amount, you’ll need to provide a pension scheme for them. This also includes anyone who starts working for you after your duties start date.

Use our online tool to understand the specific steps you need to take.

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